Located in the Wood River Valley, Serving All of Idaho.
Your Dream HomeStarts Here
Get pre-approved in minutes with competitive rates and personalized service. We make home financing simple, fast, and stress-free.
Mortgage Solutions for Every Need
Whether you're buying your first home or refinancing, we have the perfect loan program for you.
Conventional Loans
Traditional financing with competitive rates and flexible terms for qualified buyers.
FHA Loans
Low down payment options backed by the Federal Housing Administration.
Refinancing
Lower your monthly payment or tap into your home equity with better rates.
VA Loans
Exclusive benefits for veterans and active military with no down payment.
HECM and Reverse Mortgages
1st and 2nd Trust Deeds, 55+ loan amounts to $4MM, purchase and refinance.
Jumbo Loans
High-value financing for luxury properties exceeding conventional loan limits.
Why Choose WooHoo Mortgage?
We're not just about mortgages—we're about making your homeownership dreams a reality with exceptional service and expertise.
Lightning Fast Approval
Get pre-approved in as little as 24 hours with our streamlined digital process.
Trusted & Secure
Bank-level security and 30+ years of helping families achieve homeownership.
Personalized Service
Dedicated loan officers who guide you through every step with care and expertise.
Competitive Rates
Access to multiple lenders ensures you get the best rates and terms available.
Calculate Your Monthly Payment
Get an estimate of your monthly mortgage payment with our easy-to-use calculator.
Payment Breakdown
Your Journey to Homeownership
Our simple 4-step process makes getting a mortgage easier than ever before.
Apply Online
Complete our simple online application in just 10 minutes.
Get Pre-Approved
Receive your pre-approval letter within 24 hours.
Find Your Home
Shop with confidence knowing your budget and financing.
Close & Move In
We handle the paperwork so you can focus on moving in.
What Our Clients Say
Don't just take our word for it—hear from our happy homeowners.
Ready to Make Your Dream Home a Reality?
Get pre-approved today and start your journey to homeownership. Our team is ready to help you every step of the way.